🫣 Facing the Bank App Dread


Wealth and Wisdom
Monday's

You can't heal what you cannot name.

Here’s what I mean: That lump in your throat when you open your bank app isn’t “just nerves.” It’s your body remembering when money meant danger or shame. Money anxiety is old alarms still ringing.
When you name it (“balance panic,” “bill dread,” “bank app avoidance”) you stop running and say, “I see you.

Dollars and Sense

A few months ago, I was sitting across from a client who hadn’t checked her account in weeks. She was exhausted from pretending everything was fine. When I suggested we look together, she froze. “I can’t,” she whispered.

We sat in silence for a moment. I asked her to close her eyes and breathe. When she finally opened the app, her shoulders softened. “Oh,” she said, surprised. “It’s not as bad as I thought.”

And that’s the thing about avoidance. It keeps us trapped in worst-case stories. Once we named her feeling ‘balance anxiety,’ it became something we could work with.

We turned it into a ritual: every Friday morning, she opens her app with a candle lit beside her and a cup of tea in hand. It’s her “Financial Check-In + Chill.” A small moment to remind her: money doesn’t control her peace. . . she does.


Instead of forcing yourself to “be brave” and open your account at random, create a ritual of emotional safety around it.

  • Light a candle, play music that grounds you.
  • Check your balance at the same time &place each week.
  • When anxiety spikes, ask yourself: What story is my body remembering right now?

The goal isn’t to erase the anxiety. It’s to befriend it. Because regulated nervous systems make better financial decisions.


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Hit reply and tell me: what name you’re giving your money anxiety this week. There’s no shame here. Only honesty, because that’s where real healing starts.

I read and respond to every message personally!

Until next time,

LaQueshia Clemons

Financial Therapist, AFC®, LCSW

Founder, Freedom Life Therapy

860-517-4352

www.freedomlifetherapy.com

101 Centerpoint Drive, Suite 214, Middletown, CT 06457


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