Money Fights Aren’t About Money


Wealth and Wisdom
Monday's

Arguments about cash usually hide deeper needs.

Here’s what we mean: When two people clash over money, the fight almost never starts with the receipt in someone’s hand. It starts with the story underneath it.
The story about who protects, who sacrifices, who carries the invisible load.
The story about whether you feel chosen… or forgotten. Whether your partner hears you, values you, or even sees the version of you that’s trying so hard to keep it all together.
Most “money fights” are really nervous systems calling out for safety, clarity, or connection but using dollars as the microphone.

Dollars and Sense

A couple I worked with, let’s call them Bri and Dev, came in already tense. Bri opened with: You make me feel irresponsible every time I buy groceries.Dev sighed, It’s not about the groceries.

We paused. And when the dust settled, the real emotions finally surfaced.

For Bri, buying certain foods wasn’t “overspending.” It was her giving their kids the childhood she never had. Fresh fruit, snacks she once had to put back on the shelf. So, when Dev questioned the total, it felt like being criticized all over again.

For Dev, rising receipts triggered an old panic. He’d watched his dad lose work when he was young. So, every unexpected expense made his chest tighten. Not because of Bri, but because he feared slipping into instability again.

Same moment. Two nervous systems.
Both scared for different reasons.

Once they named the fear underneath the fight. Hers about being judged, his about losing security, their shoulders dropped. The room softened.

And for the first time in weeks, they actually heard each other.

Before reacting to the bill, the tone, the question. Pause and ask yourself: what memory, belief, or fear is this touching?

Because most “financial reactions” are body memory pretending to be logic.

Bonus practical tip:

Have a weekly 15–20 minute “soft money check-in” where the only rules are:

  • talk slower
  • assume good intent
  • ask “what do you need?” before “what did you spend?

DOWNLOAD OUR FREE GUIDE:

5 Questions for Couples Who Want to Stop Fighting About Money

Money is one of the most common sources of stress in relationships, but it doesn’t have to be. This guide helps couples:

  • Replace arguments with curiosity
  • Understand each other’s money values
  • Create space for empathy and growth

Hit reply and tell us: one feeling that usually comes up during your money talks.

We promise: every message gets a real response, from us to you.

Until next time,

Freedom Life Therapy Team

860-517-4352

www.freedomlifetherapy.com

101 Centerpoint Drive, Suite 214, Middletown, CT 06457


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