Wealth and Wisdom
July 2025

Vacation Mode: On.

Budget Regrets: Off.

Your Guide to Guilt-Free Getaways (and Wallet Wins)

Hey there, It’s July, which means your inbox is probably full of out-of-office replies and your brain is halfway to a beach chair. But before you pack your bags (or your emotional baggage), let’s talk about something that tends to sneak into your suitcase: financial stress.

Whether you're planning a luxury escape or a backyard staycation, this month we're diving into how to vacation without blowing your budget or your peace of mind.

🌴 Trend Watch: Travel Is Up, But So Is Caution

According to recent reports, Americans are still traveling in big numbers this summer—but with a twist. Many are opting for shorter trips, domestic destinations, and “micro-cations” (yes, that’s a thing) to keep costs in check. Translation? You’re not the only one trying to make a long weekend feel like a full-on sabbatical.

💡 Therapist Tip:

✔ If you’re feeling FOMO because your feed is full of Amalfi Coast sunsets, remember: comparison is the thief of joy and savings. Your vacation doesn’t have to be Instagrammable to be restorative.

Budgeting for Bliss: 3 Quick Wins

1️⃣ Set a “Fun Fund” - Create a separate account just for travel. Even $25 a week adds up fast—and feels way better than post-trip credit card dread.

2️⃣ Plan with Purpose - Impulse trips are exciting… until you’re eating instant noodles in a hotel room. Map out your must-dos and budget accordingly. Spontaneity is great—so is solvency.

3️⃣ Build in Buffer - Leave room in your budget for the unexpected. (Because “emergency gelato” is a real thing.)

Mind Over Money - Vacation Guilt is Real

If you’ve ever felt bad for spending money on rest, you’re not alone. Many of us carry money stories that say we have to “earn” our breaks. But here’s the truth: rest is productive. And investing in your well-being is just that, an investment.

Try This: Before your trip, write down what you want to feel (peaceful, connected, adventurous). Then align your spending with those values. That's therapy in action.

FEATURED BLOG:

Generational Wealth: How to Break the "Living Paycheck to Paycheck" Family Tradition

Ever feel like your family’s financial story is on repeat? We can’t afford that,” “Saved what for retirement?" And you’re ready to hit stop? You’re not alone. Building generational wealth isn’t just for Wall Street VPs or lottery winners.